Compare mortgages, affordability, rental returns, and buy-vs-rent scenarios before you commit.
High-demand tools with decision support, printable reports, and in-depth guidance.
Estimate monthly mortgage payments, total interest, and total cost for a home purchase.
Estimate the maximum home price you can afford based on income, debt, and down payment. Taxes, insurance, and HOA are not included.
Estimate closing costs and total cash required at closing based on home price, down payment, and closing cost percentage.
Frequently used tools ranked by demand, category importance, and editorial priority.
Estimate monthly mortgage payments, total interest, and total cost for a home purchase.
Estimate the maximum home price you can afford based on income, debt, and down payment. Taxes, insurance, and HOA are not included.
Estimate closing costs and total cash required at closing based on home price, down payment, and closing cost percentage.
Compare your current mortgage payment to a refinanced loan and estimate lifetime interest savings. Closing costs are not included.
Compare total cost of renting versus buying a home over a set number of years.
Compare fixed-rate and variable-rate mortgage costs over your expected hold period with risk guidance.
Newest calculators added to Calculator Factory.
Calculate cash-on-cash return — annual pre-tax cash flow divided by total cash invested — for rental property and real estate investments.
Estimate capital gains deferral, boot, and tax savings from a like-kind exchange under IRC Section 1031.
Calculate the new rent, monthly increase, and total rent impact over a period after a percentage increase.
Estimate closing costs and total cash required at closing based on home price, down payment, and closing cost percentage.
Core calculators most users in this category need first.
Estimate monthly mortgage payments, total interest, and total cost for a home purchase.
Estimate the maximum home price you can afford based on income, debt, and down payment. Taxes, insurance, and HOA are not included.
Estimate closing costs and total cash required at closing based on home price, down payment, and closing cost percentage.
Compare total cost of renting versus buying a home over a set number of years.
Estimate monthly cash flow, annual returns, and gross and net yield for a rental investment property.
Explore connected topics and decision paths.
Calculate net operating income and capitalization rate to evaluate property investment returns.
Calculate monthly and annual property cash flow with a full expense breakdown.
See how rental income from other units reduces your effective housing cost when living in the property.