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Career & Salary

Overtime Calculator

Estimate annual and monthly overtime income and see how extra hours affect total earnings.

Decision support

Interpretation

Overtime at 1.5× pay adds about $8,580 per year (15.79% of total earnings), bringing total pretax income to roughly $54,340.

Recommendation

Moderate overtime can accelerate savings goals, but relying on overtime long term may be unsustainable if hours are cut or your health needs change.

Assumptions

Assumes consistent overtime every week, a 40-hour regular schedule, and no overtime caps or unpaid breaks. Actual payroll rules may differ by employer and jurisdiction.

Detailed results

Annual overtime income ($)
8,580
Monthly overtime income ($)
715
Total annual earnings ($)
54,340

Overtime can significantly boost take-home pay — but it also costs time and energy. This calculator shows how much overtime adds to your annual income and what share of total earnings comes from extra hours.

How to use this calculator

  1. Enter your base hourly wage and overtime multiplier (often 1.5× in the U.S.).
  2. Enter average overtime hours per week and weeks worked.
  3. Review overtime income and total annual earnings.
  4. Read the trade-off guidance in the recommendation.

Formula

Overtime income = Base wage × Multiplier × Overtime hours × Weeks. Total earnings = Regular pay (40 hours × base × weeks) + Overtime income.

Example

At $22/hour with 5 overtime hours per week at 1.5× pay over 52 weeks, overtime adds about $8,580 per year, bringing total pretax earnings to roughly $54,340.

Frequently asked questions

Is overtime always 1.5× pay?
In the U.S., non-exempt employees typically earn 1.5× for hours over 40 per week. Rules vary by country, employer, and exempt status.
Should I rely on overtime long term?
Overtime income can disappear if schedules change. Base your budget primarily on regular hours when possible.

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